Help Your Clients Diversify Their Retirement Portfolios
Service You Can Trust
Registered Investment advisors and financial planners are increasingly turning to alternative assets to diversify their clients’ retirement portfolios. For those who prefer a hands-on approach, self-directed accounts offer significant advantages.
Equity Institutional Services provides a wide range of alternative assets within retirement accounts, including real estate, notes, hedge funds, and private equity offerings.
We excel at streamlining the portfolio diversification process, offering exceptional services to investment advisors, financial planners, and investors.
The Equity Institutional Services Advantage
Why do Investment Advisors and Financial Planners Work With Us?
DEDICATED SERVICE
Rather than working with a call center, when you call us you are connected to
an expert who understands the nuances of your business and clientele.
TURNAROUND TIMES
New investments typically are set up and placed in as little as a week.
FLEXIBLE SERVICING
We can serve as a back office solution for investing or simply support you as
needed. We tailor an approach that works for you.
ADVISOR VISIBILITY
Monitor and track your clients’ investments with ease using our online
portal, providing real-time updates and comprehensive visibility into all
transaction.
Non-IRA Clients Invested in Alternative Assets
Equity Institutional Services offers custodial account options to serve those clients’ needs. A custodial account is an investment account for taxable money. This money can include personal savings, corporate savings, or trust funds. Custodial accounts allow investors to buy and sell alternative investments not traditionally offered by other custodians.
Benefits For RIAs & Financial Planners
- There is only one account to which dividends can be easily directed.
- Equity Trust allows investments to be housed under one umbrella as clients can have an IRA and a taxable account with Equity Trust.
- With accounts held under one umbrella, you have easy fee calculation and advisory fee payments using cash within the account.
- Equity Trust provides one statement with details for all assets held within an account and one contact regarding account funds.
Benefits For Your Clients
- Acts as a home for your taxable money to efficiently allocate to alternative investments.
- Provides the tools to bring your investment online and process paperwork electronically.
- Allows for flexibility and tax diversification.
- Manages cash.
- Generates a historical database of all account activity and investment performance.
- Safekeeps investment documents.
- Prevents annual limits for how much individuals can save.
- Prevents IRS withdrawal restrictions or early distribution penalties for withdrawing before age 59½.
- Withdrawals are only taxed on the gains of the investments rather than the entire withdrawal amount (like Traditional IRAs or nonqualified withdrawals from Roth IRAs). Long term gains on taxable accounts are taxed at a rate of 15%.
- Joint accounts have rights of survivorship (JTWROS). This grants ownership of the account assets to the surviving individuals when a joint account holder passes.
Types of Taxable Accounts We Offer:
- Individual
- Trust
- Joint
- Joint Tenants with Rights of Survivorship: All account owned assets are transferred from the deceased account holder to the surviving account holder.
- Tenants in Common: Account owned assets are transferred to the deceased account holder’s designated beneficiary(ies).
- Tenants by Entirety: Only in allowable states. Any change in ownership of assets of one account holder requires the consent of both account holders. All account owned assets are transferred from the deceased account holder to the surviving account holder.
If you have any questions or would like to connect with our team, complete the form below or schedule a 1-1 consultation.