Real Estate
Investors can buy or sell vacant land, residential, and commercial properties with an IRA. Rehab properties and foreclosure properties can be held in an IRA as well.
Single-Member LLC (Checkbook IRA)
A Single-Member LLC is a popular strategy with real estate investors who need checkbook control of their IRA funds. With this structure, the IRA owns the LLC and the account holder acts as the manager.
Partnership/Closely-Held LLC
This structure allows investors to easily pool investment funds with others.
Private Placement/Private Equity
Private equity can invest in a wide array of options. It is essential to discuss the pros and cons with your financial advisor or tax advisor.
WE MAKE IT SIMPLE
Equities – Stocks, Bonds, & Mutual Funds
We understand that true diversification in an investment portfolio can include a mix of self-directed assets and publicly traded securities. We have established relationships with brokerage firms to simplify these investments.
Hedge Funds
Self-directed IRA investors can use account cash to purchase shares. Investing can provide the account holder with a tax-sheltered retirement income and returns.
Private Stock
The primary benefit of buying private stock in an SDIRA is that the dividends are tax-free. And, when you sell stocks, gains are tax-free.
Cryptocurrency
Investors can trade multiple cryptocurrency types in their IRA through our exchange partners, or through a hedge fund.
Futures & Forex
Futures trading can be used for hedging against the market or industry. You can trade futures on stock exchanges by buying contracts in the S&P 500, DOW Jones, and Bitcoin. With forex, currencies trade against each other as exchange rate “pairs.”
Gold & Silver
A self directed IRA can buy gold, silver, palladium, and platinum as long as the purchased assets meet the IRS’ requirements for custodianship.
Self Directed IRA Prohibited Transactions
There are certain IRA transactions that can disqualify your plan. These prohibited transactions can defeat the tax benefits your IRA offers and subject the IRA to fines and penalties.
IRA holders may not:
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Borrow money from their IRA
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Sell, exchange, or lease a property to their IRA
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Receive payment for managing property in their IRA
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Use their IRA as security for a loan
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Transfer plan income or assets to a disqualified person
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Lend money to a disqualified person
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Extend credit on their IRA to disqualified persons
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Furnish goods, services, or facilities to disqualified persons
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Allow fiduciaries to use the plan's income or assets for their own interest
Self-directed IRA Disqualified Persons
For the most part, prohibited deals involve the IRA and a disqualified person. So, it is vital to know who disqualified persons are.
Prohibited parties include:
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IRA Holder
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The IRA holder's spouse
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The IRA holder’s lineal ascendants, lineal descendants, and spouses of lineal descendants.
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Investment advisors and managers.
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Any entity in which is a disqualified person has a 50% or great interest. These entities can include corporations, partnerships, trusts, or estates.
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Any entity in which the disqualified person maintains control. These entities can include corporations, partnerships, trusts, or estates. Control can be in the form of presidency or management.
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Anyone servicing the IRA such as the trustee or self-directed IRA company.
