Midland's Role as Custodian
As a self-directed IRA custodian, Midland does not sell products nor offer financial advice. Our goal is to inspire investors to understand their investment choices and to allow them to make their own choices. We want investors who want it to have control over their retirement accounts.
When you self-direct, all income and gains in an IRA are tax-deferred until you take a distribution. With a Roth IRA, all income and gains to the account are tax-free.
Investors who are familiar with a certain type of asset class, like real estate, welcome the chance to leverage the tax advantages of their retirement savings in investment vehicles they understand.
Control over Choices
Leverage your retirement funds to allow you to investments you are interested in and understand.
Opportunity for Higher Returns
Using a self-directed retirement account allows investors to choose assets that may lead to higher returns than traditional investment options.
Brokerage account firms and banks offer limited investment choices. Those looking to diversify their investment portfolios use alternative assets within a self directed IRA. SDIRAs allow investors to hedge against market inflation with more stable, long-term investments like real estate.
Tax-Free or Tax-Deferred Growth
When you invest using an SDIRA, you defer capital gains taxes when you sell the asset. Reinvest these tax savings in investments that produce higher returns. Create higher account values in shorter time frames. Create more wealth in your retirement account; self direct your IRA today.
My Midland client portal allows me to pay bills and see rent I've deposited. All income and expenses occur within my IRA this way plus it serves as a bill-pay center for me which makes it easier to own real estate and track expenses.
I lend money out of my IRA and have my note payees use the Midland Pay app to make their payments. The income drops in faster, I don't have to deal with checks, and it makes the whole process very smooth.